The development of this method of financing has seen the proliferation of platforms offering crowdfunding operations. How can you find your way around all these structures? Should you choose a general platform or one that specializes in digital projects? There are various tools for finding the platform that best suits your needs. These include the sites trouverlebonfinancement.fr and financeparticipative.org . Let’s not forget the BPI portal called TousNosProjets.fr which connects applicants and investors.
What financing solutions are available from traditional banks?
Financing an e-commerce activity is also done middle east mobile number list through bank loans, even if several conditions must be met to obtain them. Prepare your file well, gather your self-financing and build up your own funds. With bank guarantees to offer and a long-standing and smooth relationship with your banker, you put all the chances on your side.
Short-term loans and cash advances
To finance the working capital requirement, i.e. your stocks and your outstanding customer debts, after deduction of supplier debts, banks offer you short-term credit. Particularly in the case of seasonal activities , financing excess stock often takes building a lead scoring system to increase sales the form of a repayable advance.
Medium and long term loans
High-level investments correspond to computer equipment, the costs of developing your website and software. Purchases of vehicles or storage space, for example, also constitute accounting fixed assets. These sustainable uses are financed by medium- and long-term loans.
BpiFrance, the public investment bank
The Public Investment Bank provides additional support to the market. It can offer financing for each stage of your project. Let’s not forget all its actions in favor of innovation, through credits, equity contributions and guarantees.
- Financing an e-commerce activity: other credit methods
Finally, the last way to finance your e-commerce azb directory project is to look for new or alternative methods, such as social microcredit, online microcredit, solidarity financiers and split payment.
Microcredit
Microcredit is intended for people who have difficulty obtaining a traditional bank loan, for example due to a situation deemed more precarious or risky by financial institutions.
